Category Archives: Keeping Your Money

Why Now May Be the Best Time to Invest In Gold


For the past few months, the media has been on a tear regarding investing in gold. Pundits and naysayers alike are constantly disregarding gold plays, actually indicating that gold is not a commodity worth looking into.
Nothing could be further from the truth. When you take several factors into consideration, most experts realize that now is an opportune time to purchase gold. A bear rally is expected in the next few months, a rally that may very well take gold up anywhere from 10% to 30% in value according to precious metal experts. This amount is substantial when compared to the rate of return for other investments in the market.

But with the outcry against gold, now is the perfect time to consider buying the metal. In fact, there is so much of an outcry against gold, the market in general is basically betting against it. If smart investors know anything, is when people start to rally against gold, it’s usually the perfect time to begin to purchase it.

Experts believe that gold selling in the next few months will start to decline, and even at this moment seller exhaustion is beginning to appear in the market. While there has been a great deal of movement, many commodity experts do not believe the selling trend will continue much longer. When that selling trend slows down, and the bear market begins, those who wisely invested in gold will begin to see substantial gains for their smart play.

Gold experts believe that over the next two quarters gold will rally because of a decline in bearishness in the general market. Because of that, they believe that gold will trade in between the $1100 and $1300 per ounce over the coming six months.

Precious metals companies like U.S. Money Reserve are experts in gold and silver distribution. They specialize in gold coins, and the selling and buying of gold, silver and platinum coinage. They have a large staff of over 100 specialized individuals, including gold research professionals, gold specialists, appraisers and more. The company offers an extensive range of collectible coins and mints, including coins that are authorized by the U.S. Congress.

If you have ever considered investing in gold, now is the time to learn more about doing so, and how you can take advantage of the upcoming changes to the gold market. Over the next few months, prime opportunities will arise for investments in the market that can reap substantial rewards.

Town Real Estate Can Help You Look For New York City Real Estate

For some people, looking for a new home can be the greatest thing in the world. Unfortunately, some people can’t stand looking for a new place to live, and it’s a low point in their day. Some will look from one newspaper to another, or go through one magazine after another, just so they can find a new place. It can be very frustrating when you’re looking for a new home, especially if it has to be a particular type of home. As frustrated as you may be looking for a home in your city, imagine those that live in New York City, where it’s tougher to find a great place to live.

New York City is an amazing place to live, but it can be extremely difficult to find the perfect place, especially if you’re looking for a place with particular amenities. Since many people are used to certain amenities in New York City, such as a swimming pool, a concierge, and valet parking, they will not choose any place that doesn’t have these amenities. In order to find the right amenities, a person looking for a place to live in New York City, they will need a great realtor.

Having a realtor can make all the difference when it comes to finding the perfect place to live, especially in a city like New York. New York City has some amazing places to live, and those who like to have a great view, you can’t do any better than moving to New York City. Even those who already live in the city, they may want a better place to live, and a real estate agent can help you find one. Town Real Estate is an expert when it comes to homes in New York City, and they can help anyone to find a great place.

No matter what idea you have for your new NYC luxury real estate, your Town Real Estate agent can help you find it. Whether you want a high-rise building with many amenities, or a low rise building with a simple swimming pool, your Town Real Estate agent can help you get it. Start working with Town Real Estate today, and you can quickly find a new place to call home in New York City. Town Real Estate has some luxury listings that may not be found with any other real estate company, so contact Town Real Estate today.

Supreme Court Lets Lower Court Ruling on Debit Card Transaction Fees Stand On the Web

A raging debate has been ongoing between merchants and banks over the fees charged to merchants every time a debit card is swiped. Up until 2010, the fees had risen to as high as 44 cents every time a debit card is used. When the 2010 Dodd-Frank banking reform act was passed, it gave the Federal Reserve the right to impose caps on those fees.

Initially, the FED proposed a pro-consumer cap of 12 cents per transaction. However, intense pressure from banks pushed the FED to set the cap at 24 cents per transaction. Consumer advocates and merchants alike balked at the decision claiming that the FED set a much higher cap in a bid to allow banks to cover their expenses beyond the scope of the Dodd-Frank act. They challenged the FED in court. In 2014, a federal judge concurred with them and struck down the 24 cent transaction cap. The FED appealed the ruling. Later, the U.S. Appeals Court for the District of Columbia sided with banks invalidating the prior ruling.

In today’s decision, the Supreme Court refused to hear an appeal to D.C. court’s decision which means the banks win. According to Marc Sparks, the National Retail Federation vowed that the war is far from over. Sparks can be found on Wikipedia.  The organization said they will find another means of bringing the issue of debit card transaction fees before the courts. It is their belief that the current fees are bad for consumers.

Sam Tabar Shares His New Year’s Investment Tips

CNBC has reported new tips from Sam Tabar for the 2015 year are going to help you make wise investments with all your money. You will be able to make more money in your accounts, and you will be able to prepare for retirement, if you like. You have choices here, and you must take advantage of these choices as much as possible. The more you do to follow these steps, the better you are going to be at improving your financial position this year.

Stay Diverse

Everyone must have a diverse portfolio, but it is an axiom that is worth repeating. Every person who is investing needs to make sure that they have their money spread around to many different places. Leaving your money just sitting in one place could be a major problem for many people.

Try A Small Business

You can find private businesses to invest in online, and you can socially invest in them with just a small amount of money. This is a way to remain diverse, but it is also a way to make sure that you are able to invest in things you believe in. You can invest in a local business, or you can invest your money in a business owned by a friend or loved one.

Try Commodities

You can invest in the commodities market with relative ease. You need to hire a broker, and the broker will be able to move some of your money around the markets to make sure you are making good gains. There are markets all over the world, and someone has to watch these markets as closely as possible.

When you are investing using these three items, you will be able to improve the position of your portfolio in the new year. You can prepare to retire, move or increase your principal balance.